A publisher, not a filing mill
The first-time operator money stack
Form the entity where the work is done. Put operating cash in a business account. Open a brokerage because it fits the work — and, if the publisher is paid at all, because the broker actually runs a publisher program. Use a 0% intro APR to pay down card debt or to float real expenses, not to stuff a brokerage.
Form the entity
Most US residents who operate in one state should file in that state. An LLC is a state filing with a registered agent and an annual registration; it is not a tax election and it is not a way to disappear from the public record.
Continue to form the entityPark LLC cash
Operating cash belongs in a business checking account. A buffer can sit in a high-yield savings account at an FDIC-insured bank. Excess cash can sit in Treasury bills or a government money-market fund through a brokerage. This site does not currently link to a live bank program.
Continue to park llc cashOpen a payable brokerage
Interactive Brokers runs a CPC publisher program for finance publishers. Fidelity, Schwab, and Vanguard do not pay publishers. “Payable” is a publisher fact, not a ranking of which brokerage is best for a given person. There are no live tracking links on this site.
Continue to open a payable brokerageUse business credit as credit
A 0% intro APR is honest in two cases: a balance transfer to pay down existing high-APR card debt, and a 0% purchase APR on a business card for real expenses with a written payoff date. It is not a method for funding a brokerage, a savings account, or crypto.
Continue to use business credit as credit
What this site will not do
It will not rank a product because a commission is attached. There are no live commissions. It will not send readers to Wyoming or Delaware as a default. It will not teach taking a 0% convenience check to fund a brokerage, a high-yield savings account, or crypto. It will not invent a fee when the official page cannot be checked.
How the pages are made
Copy is drafted with AI assistance, then checked against public sources: state SOS pages, the IRS, the Social Security Administration, issuer program pages, and federal credit-card disclosure rules. Every fee or statistic on a guide is dated and cited. The method is on Methodology.